


WHY | WHAT | HOW | YOUR |
| CLS service is important | CLS does for you | CLS does it | next steps |
| Life is unpredictable and unexpected events can dramatically change your plans....not necessarily for the better! Untimely death or unexpected illness or injury can strike any of us. The financial impact can be huge but with proper advice and planning you can protect yourself and your family so that if the worst happens the pain won’t be compounded by financial loss. Your retirement funding also needs proper planning to maximise your income and qualified advice will help you build your retirement nest-egg as quickly as possible. Canberra Life and Superannuation can help you secure today and tomorrow. | CLS is a life insurance and superannuation broker with access to a wide range of respected insurance and financial services companies and a vast range of financial products. Their highly experienced, professional advisers will take the time to understand your situation and requirements and design a risk management or superannuation strategy especially for you. CLS will be with you for the long haul, making sure that your insurance and superannuation arrangements continue to meet your needs. Most importantly, should the worst happen and you need to make a claim, CLS will be there for you then too, helping all the way. After all, while it’s important to make sure you have the right plans, it’s even more important that you get your money when you need it most! | CLS works for their clients and not for an insurance company. Their expertise means they can identify the right insurance or superannuation from a broad range of companies. To do this they do not only need to understand the financial marketplace, but importantly understand their clients needs. Their service to you will begin with a personal meeting to get to know you and identify your needs and priorities. They will use this information to prepare a detailed package of advice designed especially for you. CLS will assist with the entire application process to ensure that your insurance or superannuation plans are effected as soon as possible with a minimum of fuss. Their ongoing service and regular reviews means that your plans will be kept up to date to always match your changing requirements. | It’s easy and it’s free. It costs you nothing to meet with the Advisors at CLS to discuss your insurance and superannuation needs or for their service. As brokers they are paid by whichever company your business is placed with. There is no additional charge to you. The fee is paid by the insurance company from the contributions or premiums you pay to them. To arrange a free no obligation meeting to discuss your needs or to learn more about the services, simply contact CLS to arrange a time for a confidential meeting. |